http://www.freethecow.com The Cow is determined to achieve financial freedom by NOT working for others Sun, 04 Jun 2006 14:00:19 +0000 http://backend.userland.com/rss092 en I shamelessly admit that I am a Starbucks addict. A year and half ago, I spent $160 a month on their drinks. Now, after numerous rehabs, “Jamba Juice treatments” and budgeting, I am down to $40 - $60 a months. It is still not pretty. So I was ... http://www.freethecow.com/2006/06/i-found-a-way-to-drink-starbucks-for-free/ Have you ever wanted to tell your younger self about the tings you know now, with insights you wished you had when you were younger? Laura Rowley, author of Money & Happiness wrote a letter to her younger self about what she wished she had known when she bought her ... http://www.freethecow.com/2006/05/what-i-wish-i-knew-then-about-buying-house/ We always hear people talking about how other people living above their means. So exactly, how to define “Middle Class’s Extravagant Life Style”? What is “extravagant” to the middle class that we should really stay away? Every middle-class person probably has different opinions as what “extravagance” should be. So, here ... http://www.freethecow.com/2006/05/what-do-you-consider-as-middle-classs-extravagant-life-style/ I met a guy who self claims as a “Cardboard Holder” working in downtown Denver last year when I was pretty active participating the events organized by Denver’s meetin.org, a website allows people to make friends through small group events,. If you have never been to Denver, let me tell ... http://www.freethecow.com/2006/05/how-to-ask-for-money-on-the-street/ I am finally making some money with Google Adsense. I started experimenting with Adsense since this March. Everyday, I would check my report for about 15 times hoping that “Today’s Earning $0.00” can show me some non-zero numbers. Many days, I ended up with disappointment. On some lucky days when ... http://www.freethecow.com/2006/05/69/ No, you don't have to spend hundreds of thousands of dollars to renovate your house in exchange of above-market value. Other than knocking down a wall, adding another roof, there are 10 small things you can do to drastically boost your home's value: Make your kitchen really cook. The kitchen ... http://www.freethecow.com/2006/05/10-small-steps-to-get-more-money-for-your-house/ It's fun to list your junk yard stuff on eBay. But when it comes to a real business, this thing takes A LOT of time!! Here is an example of how much time I spent on just one listing: Research – 30 mins - 1 hour Taking pictures and refine the ... http://www.freethecow.com/2006/05/the-time-consuming-ebay-business/ According to USA Today: The $70 billion tax bill that’s likely to clear Congress this week would let upper-income taxpayers shelter future investment gains from taxes by converting traditional individual retirement accounts into Roth IRAs. According to the current law, married taxpayers who have more than $16K in adjusted gross ... http://www.freethecow.com/2006/05/top-earners-ready-for-roth-ira-in-2010/ We probably all received the 419 scam emails or letters one way or another. These scammers from Nigeria usually make up all kinds of wild stories to lure victims' money. At one point, I got so sick to my stomach that I fired emails back to them, “You piece of ... http://www.freethecow.com/2006/05/horror-story-of-419-email-fraud/ If you missed yesterday’s Tip 1 – Give Seller higher price, please click here. Tip 2: Finding Growth Just like the previous “saving money vs making money” discussion, I think Jonathan from MyMoneyBlog hit the bulls-eye: “Why not doing both?? “ Same principle applies to the real estate purchase : while cutting ... http://www.freethecow.com/2006/05/how-to-buy-a-home-in-a-bad-time-tip-2/